PCP Car Finance Claims

Have you ever had a car finance agreement, Personal Contract Plan or Hire Purchase ?   If so, we can assist you in finding out whether you can reclaim back interest and charges on your car finance plus 8% statutory interest.


Over 5 million people in the UK have been mis-sold finance.

The average car finance payment is £9,000

There are a number of valid reasons why your claim may be eligible :-

* If your car finance provider continuously rolled your loan over from month to month, with or without asking your permission.

* If a comprehensive affordability check wasn't carried-out.

* If fees and commissions were not explained fully, or were disguised within the total repayment schedule.

You can include any of the following charges in a claim:

  • Undisclosed Commission

  • Late Payment Fees

  • Excess Mileage Fees

  • Payment Fees

The average claim value is c.£2,500

In order to make a claim, the Lawyers usually require the original purchase price to be c£30,000 or higher.  (There may be some flexibility on this if the full term was completed, or where the interest rate was comparatively high).

You will also need to provide a copy of your original Agreement, and ideally the invoice and any other associated documents.

For a completely FREE assessment, please Contact us