PCP Car Finance Claims


Have you ever had a car finance agreement, Personal Contract Plan or Hire Purchase ?   If so, we can assist you in finding out whether you can reclaim back interest and charges on your car finance plus 8% statutory interest.

 

Over 5 million people in the UK have been mis-sold finance.


The average car finance payment is £9,000



There are a number of valid reasons why your claim may be eligible :-


* If your car finance provider continuously rolled your loan over from month to month, with or without asking your permission.


* If a comprehensive affordability check wasn't carried-out.


* If fees and commissions were not explained fully, or were disguised within the total repayment schedule.



You can include any of the following charges in a claim:

  • Undisclosed Commission

  • Late Payment Fees

  • Excess Mileage Fees

  • Payment Fees


The average claim value is c.£2,500


In order to make a claim, the Lawyers usually require the original purchase price to be c£30,000 or higher.  (There may be some flexibility on this if the full term was completed, or where the interest rate was comparatively high).


You will also need to provide a copy of your original Agreement, and ideally the invoice and any other associated documents.


For a completely FREE assessment, please Contact us